We Take On The Tough Uninsured Motorist Cases

Auto accidents often involve complex insurance issues. One issue that accident victims often face is uninsured or underinsured drivers. Not every attorney is willing to take on these tough cases.

At James F. Humphreys & Associates, L.C., in Charleston, our uninsured motorist accident attorney can help you obtain the maximum coverage you deserve from all available sources of insurance, including your own UM/UIM coverage.

We offer a free initial consultation to discuss your case. Call 304-881-0652.

Underinsured Driver? We Don't Stop With The Insurance Company

According to Insurance Research Council, an estimated 11 percent of West Virginia drivers are uninsured. An even greater problem for accident victims is the number of drivers who carry only the minimum amount of liability coverage. In West Virginia, drivers are only required to carry $20,000 in personal injury coverage for a single person and $40,000 for all persons injured in an accident. If you have suffered a serious injury, $20,000 will not go far in paying your medical bills.

The cost of uninsured and underinsured motorist coverage (UM/UIM) is minimal. However, the coverage is optional. Our lawyer will review your insurance coverage to determine whether you have this coverage. If so, we will negotiate with your insurance carrier to ensure that you receive the maximum benefits available.

Your insurance company cannot raise your insurance rates for filing a UM/UIM claim, as long as the accident was not your fault.

Our lawyer will also examine other sources of insurance, such as workers' compensation if you were injured in a work-related car accident.

Learn More About How We Can Help You In A Free Consultation

To schedule a free consultation, please call 304-881-0652, or contact us online. We represent people in West Virginia and Washington, D.C.